Mathesis Analytics Receives Funding to Transform Credit Decisioning in Nigeria

Nigerian fintech company Mathesis Analytics has announced a strategic investment from Sewa Capital Limited, marking a significant step in the modernization of credit infrastructure across Africa. This funding will accelerate the deployment of Mathesis’ AI-powered credit decisioning engine, addressing a critical gap in how lenders evaluate risk.

The challenge for Nigerian financial institutions is clear: consumer data remains fragmented, making it difficult to accurately assess creditworthiness at scale. Mathesis solves this by consolidating transactional and behavioral data into a real-time credit measure. With this investment, the company will expand its network of lender partnerships, bolster its technology infrastructure, and enhance product offerings.

“At Sewa Capital, we seek businesses that build essential infrastructure for African economies,” said Angela Jide-Jones, Managing Director at Sewa Capital. “Mathesis is addressing a fundamental constraint in credit markets – the information gap that limits lenders’ ability to confidently assess risk.” She added that this technology has the potential to expand responsible access to credit across Nigeria and beyond.

Mathesis already supports over 8 million loans for more than 2 million borrowers, demonstrating its impact on financial inclusion. Founder and CEO Winston Osuchukwu emphasized that “credit inclusion begins with information visibility,” highlighting how this partnership will empower lenders to serve previously excluded populations.

The investment represents a key milestone in Mathesis’ mission to build Africa’s next-generation credit infrastructure, driving more equitable access to capital across the continent.