4G Capital Receives Strategic Investment to Expand Financial Inclusion

Kenyan fintech company 4G Capital has announced a $2 million funding round from GIF Growth, the investment arm of the Global Innovation Fund. This injection will enable the firm to extend its reach and provide more working capital to micro businesses throughout East Africa.

Bridging the Credit Gap for Informal Economy

Founded in 2013, 4G Capital has pioneered a unique approach that combines digital lending with personalized business training. The company provides small loans alongside practical guidance, recognizing that many entrepreneurs lack access to formal banking services due to complex requirements and limited collateral.

Impressive Growth Trajectory

Since its launch, 4G Capital has disbursed over $800 million in loans to more than 755,000 customers across Kenya and Uganda. With a current portfolio of 6.8 million individual loans, the company is on track to surpass $1 billion in total lending by year-end.

Unique Touch-Tech Model

The new funding will strengthen 4G Capital’s “touch-tech” approach—combining digital infrastructure with in-person support from local field officers. This ensures that entrepreneurs receive not only capital but also the training and mentorship needed to succeed.

Founder’s Vision

“This investment allows us to grow sustainably while expanding access to vital resources, particularly for women and youth-led businesses,” said Wayne Hennessy-Barrett, founder and executive chairman of 4G Capital. “We’re committed to providing the right kind of capital that empowers entrepreneurs to build thriving enterprises.”

The company is also considering a Series D funding round as it plans further digital expansion while maintaining its community-focused approach.

This deal underscores investor confidence in companies demonstrating both scale and impact—a pattern increasingly seen across African startups. 4G Capital’s success lies not only in lending volume but also in adapting to the unique needs of informal markets where trust, proximity, and practical support are paramount.