Regulus Group Bridges Financial Infrastructure Gaps Across Emerging Markets

Ghanaian startup Regulus Group is rapidly establishing itself as a key player in African financial infrastructure, enabling cross-border liquidity, investment access, and payment connectivity across multiple markets. Founded in November 2019, the company operates through a combination of regulated entities, operating platforms, and strategic partnerships spanning Ghana, Nigeria, and Mauritius.

The need for Regulus’s services stems from persistent structural gaps in African financial markets – fragmentation, limited liquidity connectivity, high cross-border payment costs, and inefficient settlement infrastructure. As co-founder Hitesh Makhija explained to Disrupt Africa, “As African economies continue to integrate and cross-border trade grows, the infrastructure supporting liquidity and payments has become a critical bottleneck.”

Regulus addresses this challenge with an integrated approach that combines multiple financial functions:

• Foreign exchange brokerage: Providing institutions, corporates, and counterparties access to efficient liquidity and execution across African markets.
• Payment connectivity: Building cross-border payment infrastructure through Regulus Pay for remittance aggregation and settlement.
• Digital investment access: Expanding opportunities via the Global Invest platform and developing regulated crowdfunding capabilities.

The group’s Mauritius footprint includes Sun Fintech, which plays a strategic role in its international payment architecture. This multi-faceted approach positions Regulus as what Makhija describes as “a multi-engine financial infrastructure group operating at the intersection of brokerage, payments, and investment access.”

Currently at the Series A stage, Regulus has seen positive adoption rates and is actively expanding its reach. Notably, it’s in the process of becoming an International Money Transfer Operator (IMTO) through a Central Bank of Nigeria license – enabling more efficient remittance flows into the country.

Regulus currently operates across 24 African countries in 16 currencies, with Ghana serving as its financial markets hub and Nigeria representing a key expansion market. The company’s integrated infrastructure is helping to unlock greater capital formation opportunities and improve financial inclusion across emerging economies.