Goldwise Launches to Revolutionize Physical Precious Metals Investing

Two former Royal Mint executives have launched Goldwise, a UK-based fintech platform designed to modernize how investors access physical precious metals. The new trading platform enables users to buy, manage, and sell fractional amounts of gold, silver, platinum, and palladium through an intuitive mobile app.

Addressing Market Gaps

The founders, Jatin Patel and Gareth Tucker, previously led the transformation of The Royal Mint’s precious metals division. They identified a significant market opportunity: growing demand for physical precious metals coupled with frustration over outdated bullion dealer models and limited access on modern investment platforms.

“Investing in most asset classes has become simple, digital, and accessible—but physical precious metals have been left behind,” said Tucker, Co-founder of Goldwise. “Customers still face outdated buying experiences, marked-up pricing, and limited trading functionality.”

The Goldwise Engine Advantage

The platform’s core technology is the ‘Goldwise Engine,’ a proprietary infrastructure that manages all aspects of customer transactions—from onboarding to custody—by connecting directly to the global precious metals ecosystem. This enables:

• Fractional trading from as little as £5 (0.001 troy ounces)\n* 24/7 trading with conditional orders\n* Real-time portfolio tracking\n* Secure storage in insured institutional vaults in London, Zurich, and New York\n* FCA-regulated e-money arrangements for customer funds

Expanding Access Through Multiple Channels

The Goldwise Engine currently powers two distribution channels:

• Goldwise App: Direct-to-consumer mobile experience (available on iOS, with Android and web versions coming soon)\n* Goldwise Connect: A white-label solution that allows wealth platforms and financial institutions to embed physical precious metals trading into their own offerings

“One of the biggest frustrations for savers is that physical precious metals are rarely available through their existing banking or wealth platforms in affordable amounts,” Patel explained. “Goldwise is here to change that by making this asset class accessible to all investors.”

Future Plans and Growth

Goldwise plans to expand across Europe, the US, and Asia, with additional features including:

• Support for whole coins and bars\n* Automated recurring purchases\n* Options to earn interest on uninvested cash or a yield on precious metals holdings

The company will soon launch a crowdfunding campaign on Crowdcube to support its next stage of growth.