Ghanaian Agri-Tech Startup Receives Strategic Investment

Complete Farmer, a leading agricultural trading company connecting smallholder farmers with international markets, has secured a $2.4 million convertible loan from the International Finance Corporation (IFC). This investment will fuel the expansion of input financing and agronomy services for farmers across Ghana and Togo.

Connecting Farmers to Global Markets

Founded in 2017, Complete Farmer works with over 72,000 farmers, supplying international buyers like Aldi and Lidl. The company’s operations are supported by a network of 350 field agents and eight fulfillment centers that handle aggregation, quality control, and export logistics.

Beyond Trading: A Comprehensive Platform

Complete Farmer has evolved beyond agricultural trading to offer:

• A marketplace for farm inputs and equipment
• Credit products using farm data to improve access to financing
• Technology solutions for better farmer support and production tracking

This latest investment follows a $10.4 million pre-Series A round in September 2023 and an additional $2.5 million from the European Union’s AgriFI facility, demonstrating growing investor confidence in Complete Farmer’s model.

Scaling Impact Through Financial Inclusion

With support from the IFC’s Business Investment Financing Track (BIFT) of the GAFSP, Complete Farmer aims to:

• Expand services to 240,000 farmers by 2030
• Facilitate access to finance for smallholder producers
• Strengthen agricultural value chains in West Africa

“This partnership is about making finance work better for farmers who often struggle to access the capital they need,” said Desmond Koney, CEO of Complete Farmer. “We’ve focused on building the technology and data infrastructure that connects farmers with real market demand, enabling more sustainable production practices.”